FinTech Solutions

Microfinance & Digital Lending Platform

A comprehensive LOS and LMS platform designed for modern NBFCs. Manage the entire loan lifecycle from digital onboarding to automated collections with real-time field officer tracking.

Financial Dashboard
Multi-Branch Control
Geo-Fenced Collections
Automated EMI Retries
Audit-Ready Reports

Solutions for Every Lending Model

Specially designed workflows for different financial sectors.

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Micro Finance

Best-in-class software for Group Loans (JLG/SHG) with member tracking and collective recovery.

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Personal Loan

Fast-track individual loans with deep credit history tracking and automated EMI alerts.

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Business Loan

Secure features for high-ticket business lending with asset verification and flexible tenure.

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MSME Loan

Empower small industries with digital lending that handles complex documentation easily.

Smart Tools for Your Field & Office Teams

Maintain 100% accountability. From tracking officer locations to generating instant Excel reports, our platform handles the hard work so you can focus on lending.

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Geo-Fenced Staff Tracking

Officers can only mark attendance or collection at the customer's doorstep. No more fake visits.

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Offline-Ready Mobile App

Field staff can collect EMIs and issue receipts even in areas with no internet.

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One-Click Excel Reports

Instantly download Day-wise collection sheets or Overdue reports in Excel/PDF.

Live Field Map
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Officer: Rajesh Kumar

Last collection: 2 mins ago at Anna Nagar

Target: ₹50,000Collected: ₹38,000

Success

14

Pending

04

Inside the Platform

Our modules are built specifically for the Indian finance workflow. From first enquiry to the final closure report, we cover it all.

Flexible Data Control

Export any data (Customer database, P&L, Active Loans) to Excel/PDF instantly for your audits.

Import CSVExport Excel
Visibility

Main Dashboard

Your command center to watch the health of your finance business.

Quick SummaryCollection StatusBranch Wise ProfitOverall Status
Operations

Loan Application

Manage everything from the first customer walk-in to active loan status.

New DealsLead TrackingCustomer KYCActive Loan List
Verification

Multi-Level Approvals

Custom workflow for different roles to ensure zero mistakes in lending.

Credit Officer ViewBranch Manager SanctionAccounts AuditDisbursement
Recovery

EMI Collection

The heart of your cashflow. Track every rupee coming back.

Day Wise CollectionPending ListField Staff ProgressReceipt Generation
Finance

Core Ledgers

Standard accounting ledgers designed for Indian NBFC standards.

Trial BalanceP & L AccountDay Wise BooksMonthly Closures
Analysis

Advanced Reporting

Deep-dive reports to help you make faster business decisions.

Collection ProjectionOverdue AnalysisCredit Bureau (CIBIL)Asset Reports

"Our money is safe, but is our Data safe?"

In finance, data is as valuable as cash. We use **Double-Lock Security** to make sure your client details never leak.

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Separated Storage

Your files and your database are kept in two different secure locations.

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Smart File Organizer

Every KYC document is automatically saved in folders by Year > Month > Date.

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Automatic Backups

The system takes a "photo" of your data every day for recovery.

System Architecture

Safe-Server Layout

Level 3: Secure File Storage (Cloud)
Level 2: Private Database (Encrypted)
Level 1: Your Application
Documents / 2024 / October
📄Customer_KYC_001.pdf
1.2 MB
📄Loan_Agreement.pdf
0.8 MB

Files Organized Just Like a Physical Office

Our **Built-in File Manager** works exactly like your office cupboard. Everything is labeled by year and month.

  • Automatic folders for every customer KYC.
  • Easy search by Customer ID or Mobile Number.
  • Upload photos directly from field officer's mobile.

Complete Loan Management Lifecycle

We’ve removed the complexity from lending. One platform to handle everything from KYC to Recovery.

01

Origination

Digital onboarding, KYC verification, and sanction workflows with custom approval roles.

02

Management

Flexible EMI schedules, automated interest calculations, and ledger management.

03

Automation

Recurring EMI collection via payment gateways with smart retry logic.

04

Field Ops

Real-time tracking of collection officers with geo-fencing and offline-sync.

Frequently Asked Questions

Can you support multiple loan categories? +

Yes. You can configure different loan products, rules, tenures, charges and workflows based on your business model.

Do you support field collection officers with geo fencing? +

Absolutely. Collection officers mark attendance using geo fencing and track visits with location-based logs.

Can EMIs be automated with recurring payments? +

Yes. The platform supports payment gateway integration for recurring EMI automation.

How does the system handle payment failures? +

The system triggers automated retries and alerts both the customer and the officer.

Ready to digitize your lending?

Get a personalized walkthrough of the platform and see how we can fit your specific loan policies.